About

Smart Budgets is a proactive spending control service offered by Personetics. Through a set of personalized, smart algorithms and ongoing digital engagement with customers, Personetics can help relevant customers manage their budgets and control monthly spending in specific categories. That is accomplished by offering bank customers whose data indicated possible budgeting needs, use of smart targets based on their financial data.

Tuning and Customization

The Smart Budgets module, like all Personetics products is customizable and can adapt to each bank’s needs. Within each chapter of this document we will outline the available customizations in form of the decisions the bank needs to make in each stage of the flow.

Relevant Documentation

This document gives the guidelines and details needed for implementing the module product. Further details can be found in the complimentary documentation:

• Smart Budgets Server API
• Smart Budgets KPI document
• Smart budgets Insight Specs Documents
• Personetics Budget Management Widget guide